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When it’s time to upgrade your Beverly Hills drives, and you’re ready to purchase a new or used Jaguar vehicle, the team at Jaguar Los Angeles is standing by to answer your questions about leasing vs. buying your next ride. Our finance department has your handy car-buying guide as we answer top questions like:

  • What is financing a car?
  • What does it mean to finance a car?
  • How does financing a car work?

Don’t hesitate to give us a call when you’re ready to get behind the driver’s seat of the vehicle that’s going to take your Bel Air commute to the next level.

How Does Financing a Car Work?

First, you will want to know how car finance works with a new or used vehicle. You can apply for a loan through our Los Angeles dealership or at a bank or credit union in the Los Angeles area. There are various factors that lenders look at when you apply:

  • Credit Score
  • Loan Amount
  • Length of Loan
  • Debt-to-Income Ratio
  • Age of the Vehicle

If you have a bad credit score, consider asking a family member to co-sign the loan. 

Choose Your Lender & Finalize Terms

Once approved, you may have options between in-house financing and going to a bank or credit union. Look at your offers and choose the lender that’s giving you the best deal possible. 

Before finalizing your deal, you may have room to negotiate the price. Once you and the salesman have gone back and forth and decided on a loan term and interest rate, you can sign the paperwork and close the deal. 

After that, it won’t be long before your driving home in your new or used Jaguar Los Angeles vehicle!

Get Additional Car Financing Tips Near Pasadena!

Now that you know, “What does it mean to finance a car?”, we want to help you find the vehicle that’s going to enhance your driving experience. It’s time you find a Jaguar vehicle that you’re excited about. Contact our team with any questions or when you’re ready to test drive your next vehicle.

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